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Home Ownership Services
If you are at risk of losing your home, Home Ownership Services may be able to provide payment for services such as:
- Home mortgage or land contract payments, including principal, interest, legal fees and escrow for taxes and insurance
- Property taxes and fees.
- Mobile home lot rent for owners or purchasers of mobile homes.
- Insurance coverage required by a mortgage or land contract.
Lifetime Home Ownership Services maximum is $2,000 for the combined cumulative total of all home ownership service payments.
Home Ownership Services cannot be approved if the emergency was client-caused. A client-caused emergency is when a household fails to pay required payments for the six-month housing period prior to the month of application. Good cause may exist as a basis for an applicant's failure to prevent an emergency.