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Workers' Compensation (Paid Wage Loss Claims)

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Workers' Compensation (Paid Wage Loss Claims)

The law requires a safe and healthy workplace. Still workplace illnesses and injuries occur daily. All workers are at risk of illness or injury on the job. Almost all workplace illnesses and injuries can be prevented.

Workers’ compensation is the system used to provide wage replacement, medical and rehabilitation benefits to workers who suffer a work-related injury or illness.

  • A work-related illness is any illness that work caused or made worse. Work-related illnesses are from exposure to something at the workplace. They can develop after a longer period of exposure or one-time exposure.
  • A work-related injury is an injury that happens on the job. It can be a one-time event or happen over time. Injuries can happen in all types of workplaces.

Workers’ Disability Compensation Act

The Workers’ Disability Compensation Act covers most Michigan employers. Employers must buy an insurance policy from a private insurance company or be self-insured. This requirement makes sure there is payment for claims and costs. For more Michigan workers’ compensation information, visit Michigan State University Occupational and Environmental Medicine (MSU OEM).